PRIVATE HARD MONEY LENDING MADE EASY!

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(800) 865-3414

TERMS

Loan: $200K - $50M

Term: 1 - 5 Years

Interest Rate: 8-12%

Loan to Value: up to 85%

Closing Time: 1 - 3 Weeks

PROPERTY TYPES

Offices / Retail

Industrial

Hotels / Hospitality

Assisted Living

Shopping Centers

Senior Living

Land / Mixed Use

GET A QUOTE

HARD MONEY FINANCIAL

Asset-Based Lending: HMF Financial focus primarily on the collateral (the residential property) rather than the borrower’s credit history or financial stability. We assess the value of the property and determine the loan amount based on a percentage of that value, typically known as the loan-to-value (LTV) ratio, up to 85% of the property value.

Quick Approval and Funding: HMF Financial can provide quicker approval and funding compared to traditional banks or mortgage lenders. This speed can be essential for real estate investors who need to act fast in competitive markets.

Flexible Terms: HMF Financial offers flexible terms, which can be customized to meet the specific needs of the borrower and the project. We work together with the borrower to fit the unique circumstances of the transaction.

No Prepayment Penalties: HMF Financial offers no prepayment penalties. Borrowers can repay the loan early without incurring additional fees, which can be advantageous for investors who plan to sell the property quickly.

Access to Capital: Real estate investors and developers can access capital quickly, allowing them to seize time-sensitive opportunities. This is particularly important in competitive markets or when dealing with distressed properties.

Limited Documentation: Traditional mortgages often require extensive documentation, which can be time-consuming and burdensome. HMF Financial requires less paperwork and documentation, streamlining the borrowing process.

Credit Flexibility: Borrowers with poor credit histories may still qualify for hard money loans as long as the property’s value justifies the loan. This can be a lifeline for individuals with credit challenges.