• Purchase
  • Cash Out
  • Foreign Nationals
  • $100K to $500 Million
  • Refinance
  • Rehab
  • Fix and Flip
  • 10 Day Close
  • Purchase
  • Cash Out
  • Foreign Nationals
  • $100K to $500 Million
  • Refinance
  • Rehab
  • Fix and Flip
  • 10 Day Close

Private Hard Money Lending Made Easy!

Rates Starting at

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General Guidelines

  • Residential and Commercial
  • Nationwide Lending
  • Purchase, Refinance, Cash Out, Rehab
  • Up to 90% LTV
  • $100K - $500 Million
  • SFR, 1-4, 5+, Condos, Commercial
  • Interest Only Payments
  • No Minimum FICO Requirements

Loan Products

1 Year
8.5-10.5%

This is a great program for investors that fix & flip properties quickly.

2 Year
8.5-10.5%

A two-year term gives you the flexibility to fix & flip, buy & hold, engage in an extended rehab or even qualify for a conforming loan down the road.

4 Year
8.5-10.5%

This is a great solution for investors seeking a longer term, buy & hold strategy who cannot obtain traditional mortgage financing.

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Speak With A Loan Officer

About Us

Hard Money Financial specializes in equity-based first mortgages to investors.

The qualifying process focuses on the equity in the property only. As opposed to personally qualifying the borrower.

We analyze every deal on a case-by-case basis and approvals are based on the condition and location of the property and the investor’s particular needs.

We are a hard money lender here to serve your investment borrowing needs. Our specialty is non-owner occupied residential or commercial property.

There are no personal qualifying requirements because our loans are equity-based only. This means we can close quickly and hassle-free.